I mean the included fans are pretty good. I posted a small comparison chart here. I would say any of the options you listed will be totally fine with the included fans. However there are a few upgrade options that would be pretty decent.
I would imagine you would need to have your server in a pretty warm environment and have all 15 drive bays filled in order to be throttling this machine. Even that Xeon Gold 6132 at 140W TDP would be fine cooled by the cooler that “comes in the box” I think. If it does throttle you are working in a 4U case with the HL15. Height wise, you could fit a Noctua Redux in that guy no problem for $50 - $60 USD.
It’s also important to note that these TDP ratings are max power draws. Your CPU is not going to be cooking along at max TDP at all times. Unless you are planning on running a crazy heavy work load on this machine at all times.